Terms and Conditions
Last updated: 8/18/2022
1. Introduction
These Terms and Conditions (“Terms”) govern your use of the loan brokerage services provided by
Defender Capital Group
(“we,” “us,” or “our”). By engaging our services, you agree to these Terms in full.
2. Services Provided
We act as an intermediary between borrowers and lenders, helping clients identify and apply for financing solutions such as personal loans, business funding, and credit lines. We do not provide loans directly, nor do we make credit decisions.
3. Eligibility
To use our services, you must:
Be at least 18 years old. Be a U.S. citizen or legal resident. Provide truthful and complete application information.
4. No Guarantee of Approval
We make no guarantees regarding approval, funding amount, interest rate, or terms offered by any third-party lender. Approval is subject to each lender’s underwriting guidelines.
5. Fees and Compensation
Our compensation may come from one or more of the following:
Broker fees paid directly by the client (disclosed in writing prior to engagement).Commissions paid by lenders for referred funded loans. Consulting fees for advisory or packaging services.
6. Client Responsibilities
Clients are responsible for:
Providing accurate financial and personal information. Understanding the terms and obligations of any loan applied for. Notifying us of any changes in financial condition or intent to withdraw applications.
7. Compliance
We operate in compliance with applicable federal and state laws, including but not limited to:
The Truth in Lending Act (TILA)The Equal Credit Opportunity Act (ECOA)State lending and broker licensing laws
8. Confidentiality and Privacy
Your personal and financial information is kept confidential in accordance with our
Privacy Policy
.
9. Limitation of Liability
We are not liable for:
Decisions made by lenders or funding institutions. Changes in lender terms or availability .Losses arising from reliance on any advice or information provided.
10. Termination of Service
We reserve the right to terminate services at any time, for any reason, including suspected fraud, breach of these terms, or non-payment of fees.
11. Dispute Resolution
Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, and governed by the laws of the State of Texas.
12. Amendments
We may update these Terms from time to time. Continued use of our services after such updates constitutes your agreement to the revised Terms.
Contact Information:
Defender Capital Group
www.DefenderCapitalGroup.com
(210) 880-2848
9258 Culebra Rd #140, San Antonio, TX 78251